Can I get paid via PayPal?

Note: As of October 1, 2020, we allow all creators to connect their PayPal accounts directly to Gumroad. If you do, you will receive any payments made to you via PayPal instantly when we turn on the integration (date TBD). This does not apply to affiliate payments due to a PayPal limitation.

If you live in: 

  • The United Kingdom
  • The United States
  • Canada
  • Australia

All sales that you make to your audience using credit and debit cards will be paid out to you via direct deposit. 

If you choose to connect your PayPal account to your Gumroad account, you can receive instant payments for all purchases made through PayPal. 

If you live anywhere else:

If you live outside of the countries above, you can only be paid out via PayPal. You generally do not need a business account on PayPal to get paid, but you should check about policies with PayPal's support team before getting set up. 

Still confused? The table below should sum it up for you:

The All-Inclusive Gumroad Payout Table

Payout Mode Countries Allowed When? Fee
Direct Bank (For sales done via credit/debit card) USA, UK, Canada, Australia 
(We plan to add more countries in 2021)
Every Friday (for sales made up to previous Friday) Free account: 8.5% + 0.30 USD per sale. 
Premium account: 3.5% + 0.30 USD per sale.
Direct Bank (For sales done via PayPal) Not possible anywhere ¯\_(ツ)_/¯ N.A. N.A.
PayPal (For sales done via credit/debit card) Countries  except USA, UK, Canada, Australia. Every Friday (for sales made up to previous Friday) Free account: 8.5% + 0.30 USD per sale. 
Premium account: 3.5% + 0.30 USD per sale.
PayPal (For sales done via PayPal) Every country  except Brazil, India, Israel, Japan, Micronesia, Turkey. †  Instantly to your PayPal  if you choose to connect your PayPal account. Free account: 6% + PayPal's fees* 
Premium account: 1% + PayPal's fees* 

*This fee is not charged by Gumroad but PayPal and varies country to country, 
though most often its 2.9% + $0.30 USD

† If you are a creator from Brazil, India, Israel, Japan, Micronesia, or Turkey — while you cannot connect your personal PayPal accounts yet, your audience will still have the option to purchase your products with PayPal. Payouts for these sales will be made to you every Friday by Gumroad, similar to how card sales are paid out. However, at some point, PayPal will discontinue the integration that we currently have with them. When that happens, your customers will be unable to pay you using PayPal, and will only be able to pay you using a credit or debit card. 

What if my country doesn't allow PayPal, or PayPal doesn't work in my country? 

We currently do not have a solution for creators in this predicament. If you cannot be paid out with PayPal, and you do not physically live in the UK, US, Canada, or Australia, you cannot be paid out by Gumroad. Sorry!

Can I be paid via Payoneer, wire transfer, or another method instead?

No, sorry. Not at the moment. We have a small team and have decided to not prioritize that at the moment. We do plan to add direct deposit to many more countries in 2021. Follow our official posts here to stay updated! 

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