How can I get paid?

After January 1st, 2021, Gumroad payouts have become a little bit more complicated than they used to be. Here's a simplified explanation.

For sales made through PayPal:

If you want your audience to be able to pay for your products using PayPal, then you need to connect your PayPal account in the payments settings page. 

All purchases made with PayPal will be paid to you instantly to your PayPal account in your PayPal account's native currency.

If you cannot use PayPal Connect, then your customers will buy your products using a credit card. For those sales, you will be paid out on Fridays.  

For sales made with debit/credit cards:

To get paid to a bank account, you need to: 

  1. Live in the UK, US, Australia, or Canada. 
  2. Have proof that you live in those countries (an ID card showing your address, and a phone number) 
  3. Have a bank account in those countries. We will pay you in your local currency. 

To get paid to a PayPal account, you need to: 

  1. Live in any country that is not the UK, US, Australia, or Canada
  2. Be able to receive money through PayPal

You generally do not need a business account on PayPal to get paid, but you should check about policies with PayPal's support team before getting set up. 

Still confused? The table below should sum it up for you:

The All-Inclusive Gumroad Payout Table

Payout Mode Countries Allowed When? Fee
Direct Bank (For sales done via credit/debit card) USA, UK, Canada, Australia
(We plan to add more countries in 2021)
Every Friday (for sales made up to previous Friday) Free account: 8.5% + 0.30 USD per sale.
Premium account: 3.5% + 0.30 USD per sale.
Direct Bank (For sales done via PayPal) Not possible anywhere ¯\_(ツ)_/¯ N.A. N.A.
PayPal (For sales done via credit/debit card) Countries except USA, UK, Canada, Australia. Every Friday (for sales made up to previous Friday) Free account: 8.5% + 0.30 USD per sale. 
Premium account: 3.5% + 0.30 USD per sale.
PayPal (For sales done via PayPal) Every country except Brazil, India, Israel, Japan, Micronesia, Turkey. †  Instantly to your PayPal if you choose to connect your PayPal account. Free account: 6% + PayPal's fees*
Premium account: 1% + PayPal's fees*

*This fee is not charged by Gumroad but PayPal and varies country to country,
though most often its 2.9% + $0.30 USD

† If you are a creator from Brazil, India, Israel, Japan, Micronesia, or Turkey — while you cannot connect your personal PayPal accounts yet, your audience will still have the option to purchase your products with PayPal. Payouts for these sales will be made to you every Friday by Gumroad, similar to how card sales are paid out. However, at some point, PayPal will discontinue the integration that we currently have with them. When that happens, your customers will be unable to pay you using PayPal, and will only be able to pay you using a credit or debit card. 

What if I can't be paid out via PayPal?

If PayPal isn't in your country yet or you can't be paid out via PayPal for some reason, you can not use Gumroad. Sorry! We do plan to offer direct bank account transfers to more countries starting in 2021. Follow our official posts here to stay updated! 

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