There are two types of accounts on Gumroad:
Free accounts, which is the default account you have when you sign up, and
Premium accounts, which you can upgrade to at any time.
No matter what type of account you have on Gumroad, we take out fees on all sales greater than $0. In other words, if you are processing money on a sale, then we are taking a fee. If you don't make money (i.e. if your product is free), then we don't make money.
Your fees pay for the (virtual) lights to remain on at Gumroad and for Gumroad's staff to enjoy their lavish lifestyles. The fees cover, among other expenses: credit card and paypal processing fees (meaning you do not have to pay those fees), file hosting costs, email server costs, chargeback fees, refund fees, and all fees associated with risk.
There has been some confusion in the past about this, so to make things as clear as possible:
We take out our fee on every sale as it happens. We do not take out our fee on the lump sum of your weekly sales.
If you wish to see the exact fees taken out on every sale, you can do so by exporting a CSV of your sales, which gives a full breakdown of the fee on each and every sale.
Using a free Gumroad account
If you opt to use Gumroad for free, you will be able to:
- Create and customize your Gumroad storefront
- Sell as many products as you want, where each product can have as many files as you want
- Use Custom CSS to stylize your page
- Send out up to 4 updates per month
- Create a $0+ (pay what you want) product up to 25MB in size
- Third party analytics
- Custom delivery products
- Set up 1 automated email workflow
For free accounts, the fee we take on each sale is just 8.5% + $0.30 (USD) per sale. That means, no matter what, you keep the vast majority of the proceeds – as you deserve.
If you choose to connect your PayPal account directly with Gumroad, we'll charge just a 6% processing fee; PayPal will have their own fees too.
Upgrading your Gumroad account
Gumroad’s premium features start at $10/month (or $108/year), and the fee we take on each sale shrinks to just 3.5% + $0.30 (USD) per sale.
If you choose to connect your PayPal account directly with Gumroad, we'll charge just a 1% processing fee; PayPal will have their own fees too, which vary from country to country and which you can find in their Help Center.
Gumroad’s premium features include all of the features of a free account, but on top of that you get:
- Remove Gumroad branding from your product page and receipts
- HD Streaming on your uploaded video files
- Unlimited posts and workflows for your customers
- The ability to use custom domains
- Create a $0+ (pay what you want) product up to 250MB in size
Still confused? The table below should sum it up for you:
The All-Inclusive Gumroad Payout Table
|Payout Mode||Countries Allowed||When?||Fee|
|Direct Bank (For sales done via credit/debit card)|| USA, UK, Canada, Australia
(We plan to add more countries in 2021)
|Every Friday (for sales made up to previous Friday)|| Free account: 8.5% + 0.30 USD per sale.
Premium account: 3.5% + 0.30 USD per sale.
|Direct Bank (For sales done via PayPal)||Not possible anywhere ¯\_(ツ)_/¯||N.A.||N.A.|
|PayPal (For sales done via credit/debit card)||Countries except USA, UK, Canada, Australia.||Every Friday (for sales made up to previous Friday)|| Free account: 8.5% + 0.30 USD per sale.
Premium account: 3.5% + 0.30 USD per sale.
|PayPal (For sales done via PayPal)||Every country except Brazil, India, Israel, Japan, Micronesia, Turkey. †||Instantly to your PayPal if you choose to connect your PayPal account.|| Free account: 6% + PayPal's fees*
Premium account: 1% + PayPal's fees*
*This fee is not charged by Gumroad but PayPal and varies country to country,
though most often its 2.9% + $0.30 USD
† If you are a creator from Brazil, India, Israel, Japan, Micronesia, or Turkey — while you cannot connect your personal PayPal accounts yet, your audience will still have the option to purchase your products with PayPal. Payouts for these sales will be made to you every Friday by Gumroad, similar to how card sales are paid out. However, at some point, PayPal will discontinue the integration that we currently have with them. When that happens, your customers will be unable to pay you using PayPal, and will only be able to pay you using a credit or debit card.
Products purchased via Discover are subject to an additional 10% fee to our existing fee. If you have a free account, that means 18.5% + $0.30 per sale. For a premium account, that's 13.5% + $0.30 per sale.
Products purchased via Discover will be subject to an additional 10% fee. This applies even if the customer has purchased from you before. If they buy a product from you through the Gumroad Discover search, or through a receipt link, or through any kind of referral aspect of the Discover feature, their purchase will be taxed the Discover fees.
So, to clarify:
If you have a Gumroad premium account the fees would be 13.5% + $0.30 per sale made through Discover.
If you are using Gumroad for free the fees would be 18.5% + $0.30 per sale made through Discover.
To verify whether or not your account is premium, head to www.gumroad.com/settings/upgrade. If the page says "You're all set!" that means you have a premium account.
You can turn off the Discover feature in your settings menu.
There are no additional fees for affiliates. The only fee taken out of your sale is the commission you designate for your affiliate.
The fees that we take on your sales are, like an Old Testament prophesy, final and complete.
When we pay you out, we pay all necessary fees (to both PayPal and Stripe) to ensure that you receive all the money that is in your Gumroad balance. Beyond that, you may be charged fees by PayPal for depositing money into your bank account. You can read more about PayPal's withdrawal fees here.